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Your Retirement Salary: How to use your lifetime of pension savings to pay yourself an income in your retirement

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Publisher	Harriman House Publishing
ISBN 13	9780857195678
ISBN 10	0857195670
Author	Richard Dyson
Book Format	Paperback

Language	English
Book Description	You have spent a few decades working, earning a salary from your employers, and saving into company and personal pensions along the way. Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and leisure time in retirement? How will you make sure that you don’t run out of money too soon? What do the UK pension freedoms mean for you? In this one-of-a-kind book, personal finance experts Richard Dyson and Richard Evans answer these questions and equip you with everything you need to know to turn your pension savings into an income that will last throughout your retirement. You will learn: -- How to take control of your pension savings by tracking down all of your pension pots and combining them. -- When you can afford to retire. -- Steps to take to avoid running out of money. -- How to build an income-paying portfolio of fund investments from scratch. -- How to withdraw a sustainable income from your portfolio. -- How annuities work and whether they have a role for you. -- How to make the most of the tax rules. -- The contribution made by the State Pension. -- When to seek professional advice.
About the Author	Richard Dyson is a prize-winning financial journalist with a 20-year career writing for many of Britain’s leading media groups and specialist investor titles, including the Express, Mail on Sunday, Investors Chronicle, and the Daily Telegraph and Sunday Telegraph. He was previously Head of Personal Finance at the Telegraph Media Group, where he oversaw all the personal finance and investment writing across the Telegraph titles and websites. Richard Evans is one of Britain’s leading investment commentators and an expert on the enormous range of funds – such as unit trusts and investment trusts – available to individual savers. His knowledge has been largely amassed through one-on-one interviews with fund managers and other professional investors over the course of many years.
Publication Date	1 April 2019
Number of Pages	192 pages

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